Phoenix Group Cookie Policy

Last Updated: 10/10/2023

1. Introduction

Welcome to the Phoenix Group. We are committed to protecting and respecting your privacy. This Cookie Policy explains how and why cookies and other similar technologies may be stored on and accessed from your device when you use or visit our website. This policy should be read alongside our Privacy Policy.

2. What are cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work, or work in a better, more efficient way. They can do this because websites can read and write these files, enabling them to recognize you and remember important information that will make your use of a website more convenient.

3. How does Phoenix Group use cookies?

Our website uses cookies and other similar technologies to:
  • Improve and customize your experience on our site.
  • Analyze how our site is accessed, used, or is performing.
  • Serve targeted advertisements to you, which helps keep our services free.
  • Allow third-party social media platforms (like Instagram, Linkedin, and Facebook) to better integrate with our site.

4. What types of cookies do we use?

We use the following types of cookies:
  • Session Cookies. These are temporary cookies that remain only until you close your browser. They are essential for our site to function properly.
  • Persistent Cookies. These remain on your device for a set period of time or until you delete them. They help us understand user behavior, which helps us improve our site.
  • Third-party Cookies. These are set by other online services that run content on our site, like video hosting sites and are used for tracking your online activity.

5. How to control or delete cookies

Most internet browsers are set up by default to accept cookies. However, you can set your browser to refuse all or some browser cookies or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.

6. Changes to our Cookie Policy

Any changes we may make to our Cookie Policy in the future will be posted on this page. Please check back frequently to see any updates or changes.

7. More Information

For further information about cookies and how to disable them, please go to the Information Commissioner’s webpage on cookies: https://ico.org.uk/for-the-public/online/cookies/.

8. Contact

Questions, comments, and requests regarding this Cookie Policy are welcomed and should be addressed to:

Email: [email protected]
Address: Office 2901, Floor 29, Boulevard Plaza Tower 2, Burj Khalifa District, Downtown, Dubai.

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Please confirm your location here

By clicking the "Proceed" button, you certify that you are an individual resident and located in the country or territory stipulated by you above and that you have read and understood this notice.

The information contained in this website does not constitute or form part of any offer to sell or issue, or a solicitation of any offer to purchase, subscribe for or otherwise acquire or invest in, any securities of Phoenix Group PLC in any jurisdiction in which, or to any person to whom, such an offer or solicitation would be unlawful.

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Important Information

Electronic versions of the materials you are seeking to access are being made available on this website by Phoenix Group PLC ("Company") in good faith and for information purposes only.

These materials are not directed at, or accessible by, persons located in the United States of America, Canada, Japan, Australia, Republic of South Africa or persons in any other jurisdictions where the distribution of these materials would breach any applicable law or regulation or would require any registration or licensing within such jurisdiction.

Please read this notice carefully as it applies to all persons who view this website. Please note that the disclaimer set out below may be altered or updated. You should read it in full each time you visit the site.

Overseas Persons

Viewing the materials, you are seeking to access may not be lawful in certain jurisdictions. In other jurisdictions, only certain categories of person may be allowed to view such materials. Any persons who wish to view these materials must first satisfy themselves that they are not subject to any local requirements that prohibit or restrict them from doing so.

In particular, unless otherwise determined by the Company and permitted by applicable law and regulation, the information in the following pages is not intended for, and is not to be made available to, persons in the United States of America (except to qualified institutional buyers ("QIBs") within the meaning of the U.S. Securities Act of 1933 (the "Securities Act"), Canada, Japan, Australia or the Republic of South Africa. Any announcements regarding securities offerings, or references to securities offerings, that are contained on these pages do not constitute an offering of those securities. Any offering of securities will be contained in a prospectus that contains detailed information about the issuer and the offered securities, including a discussion of risks, the issuer's business and relevant financial information.

Any securities referred to in these materials have not been and will not be registered under the Securities Act, or under the securities laws of any state or other jurisdiction of the United States of America and may not be offered, sold or delivered, directly or indirectly, in or into the United States of America except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and in compliance with any applicable securities laws of any state or other jurisdiction of the United States of America. There will be no public offer of securities in the United States of America.

Any securities referred to in these materials have not been and will not be registered under the securities laws of Canada, Japan, Australia or the Republic of South Africa and may not be offered, sold or delivered, directly or indirectly, within such jurisdictions except pursuant to an applicable exemption from and in compliance with any applicable securities laws.

If you are not permitted to view materials on this website or are in any doubt as to whether you are permitted to view these materials, please exit this website.

Basis of access

Access to electronic versions of these materials is being made available by the Company in good faith and for information purposes only. Any person seeking access to this website represents and warrants to the Company that they are doing so for information purposes only. Making press announcements and other documents available in electronic format does not constitute an offer to sell or the solicitation of an offer to buy the securities mentioned in such materials (the "Securities"). Further, it does not constitute a recommendation by the Company or any other party to sell or buy the Securities.

Confirmation of understanding and acceptance of disclaimer

By clicking on the "I Agree" button, you confirm that you are not resident or located in the United States of America (including its territories and possessions, any state of the United States of America and the District of Columbia), Canada, Japan, Australia, the Republic of South Africa or any other jurisdiction where accessing these materials is unlawful and you agree that you will not transmit or otherwise send any materials contained in this website to any person in the United States of America (including its territories and possessions, any state of the United States of America and the District of Columbia), Canada, Japan, Australia, the Republic of South Africa or any other territory where to do so would breach any applicable law or regulation or would require any registration or licensing within such jurisdiction.

IF YOU ARE LOCATED OR RESIDENT IN AN EEA MEMBER STATE (OTHER THAN A RESTRICTED JURISDICTION) BY CLICKING THE “I AGREE” BUTTON, YOU CONFIRM THAT YOU ARE A QUALIFIED INVESTOR WITHIN THE MEANING OF THE PROSPECTUS REGULATION (REGULATION (EU) 2017/1129).

IF YOU ARE LOCATED OR RESIDENT OF THE UNITED KINGDOM BY CLICKING THE “I AGREE” BUTTON, YOU CONFIRM THAT YOU ARE A “QUALIFIED INVESTOR” WITHIN THE MEANING OF ARTICLE 2 OF THE PROSPECTUS REGULATION (REGULATION (EU) 2017/1129) AS IT FORMS PART OF RETAINED EU LAW AS DEFINED IN THE EU (WITHDRAWAL) ACT 2018 AND (A) HAVE PROFESSIONAL EXPERIENCE IN MATTERS RELATING TO INVESTMENTS FALLING WITHIN ARTICLE 19(5) OF THE FINANCIAL SERVICES AND MARKETS ACT 2000 (FINANCIAL PROMOTION) ORDER 2005 (“THE ORDER”), (B) YOU ARE A PERSON FALLING WITHIN ARTICLE 49(2)(A) TO (E) OF THE ORDER, OR (C) YOU ARE OTHERWISE PERMITTED TO ACCESS THESE MATERIALS LAWFULLY.

You hereby confirm that you have read and understood the disclaimer set out above. You understand that it may affect your rights and you agree to be bound by its terms. By clicking on the “I Agree” button, you confirm that you are permitted to proceed to electronic versions of these materials.

Important Information

Due to applicable legal restrictions, electronic versions of these materials are not intended for, directed at or accessible by persons located in the United States, South Africa, Canada, Australia or Japan. We apologise for any inconvenience this may cause.